The term “personal injury” often brings about images of ambulance chasing lawyers that are looking to file a law suit against an individual who harmed you. However, the term refers to any injury sustained to a person’s mind, body, or spirit, and many of these injuries occur from car accidents. Auto accident insurance provides personal injury coverage when they occur behind the wheel, but in all states, claims for personal injury can’t be made until the individual visits an emergency room, primary care physician or a chiropractor.
As previously noted, car accidents are a common cause of personal injuries. However, other personal injuries can include the following:
- Accidents at home
- Trips and falls
- Workplace accidents
- Accidents on vacation
- Accidents due to product defects
- Medical malpractice